If you are having trouble repaying your Federal Stafford Loans, you may be able to take advantage of a deferment, according to the Kentucky Higher Education Assistance Authority (KHEAA).
A deferment lets you postpone paying your loans if you meet certain criteria. You can get a deferment if you are:
*Still in college at least half time.
*In a rehabilitation training program.
*Having economic hardship.
* In the military.